Commercial Loans Types Available
Foreign Nationals – We provide a tailored program for Foreign Nationals depending on the amount of information that they want to provide and with rates starting in the low 6.0%*
Conventional – We analyze your personal situation to determine if we are able to provide you with a commercial mortgage loan funded by one of the insurance companies that we use to fund your commercial property to get the lowest rates and best terms available anywhere.
SBA 504 and 7A – Small Business Administration loans is a great resource to use if you are limited in the commercial ownership experience and down payments are as low as 10% down if you are going to use at least 51% of the commercial property that you are going to purchase or refinance.
Soft Money or Small Balance Commercial – If you have limited experience as an owner of a commercial property or you do not qualify for a regular conventional loan but you don’t want to pay for hard money rates, this is the commercial financing for you until you gain the experience or your financial situation improves to bring you down to the lowest rates and terms of today’s market.
Hard Money Commercial – This is a special type of loan to help relieve from a situation where your personal credit or property condition cannot allow you to obtain regular financing. Even if you are in foreclosure , late on you payments, deferred maintenance on the property or just to take advantage of an opportunity as an investor to buy a bargain property and they need fast financing to close.
Bridge Loans and Blanket Loans – These are basically special financing options to cover a temporary situation where time is of the essence for whatever reason. These loans are basically a form of hard money loans that are use to cover a short term deal with an specific exit strategy. (i.e. Balloon payment is about to expire and there is not enough time to refinance into a regular commercial loan or you are buying a property that needs to close next week). In a blanket loan you can pull out equity with a group of properties that you own to close on the cash purchase of a new property that you want to buy.